The MilesEdge® Card, issued by FIA Card Services, N.A., is designed for those with a very good credit history who plan to take advantage of the travel reward program. Through the reward program, one point is earned for every dollar spent on the card. Points can be redeemed for travel, theme park admissions, certificates to major hotel chains, brand-name merchandise, and more. Cardholders also receive 1,000 bonus points with their first purchase. There is a limit of 75,000 points that can be earned per year. Points expire on the last day of the Billing Cycle that closes in December of the fourth calendar year following the year in which they were earned. The interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify), although not ideal for those who plan to carry a balance. There is a 0% introductory rate that applies to purchases, balance transfers, and cash advance checks for the first six billing cycles, and the annual fee is considerably low. Aside from the reward program, cardholders can expect common benefits such as purchase replacement, total security protection, and auto rental insurance. Therefore, those who qualify for the lowest rate offered and will take advantage of the reward program will benefit most from what the MilesEdge® Card has to offer.

Most Attractive Feature(s): 0% introductory rate; bonus points.
Least Attractive Feature(s): Yearly limit on points.

Additional Perks

See website for card benefits.

Rates & Fees