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Issued by Bank of America Categories: Regular
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Overall Rating
Benefit Rating
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The Make-A-Wish® Platinum Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to contribute to the Make-A-Wish Foundation®. Each time the card is used to make a purchase, a contribution is made to the Make-A-Wish Foundation® to grant the wishes of children with life-threatening medical conditions. The card has no annual fee. There is a 1.9% introductory rate on purchases, balance transfers, and cash advance checks for the first six billing cycles, but the interest rate for purchases and balance transfers is above average after the introductory rate expires. In addition to donations, the card offers cardholders platinum benefits such as auto rental insurance, various travel and emergency assistance services, purchase replacement, and no liability for unauthorized transactions. Therefore, those who would like to contribute to the Make-A-Wish Foundation® and plan to take advantage of the introductory offer will benefit most from what the Make-A-Wish® Platinum Visa® Card has to offer.
Most Attractive Feature(s): Low introductory rate; no annual fee; supports the Make-A-Wish Foundation®.
Least Attractive Feature(s): No reward program.
Additional Perks
See website for card benefits.
Rates & Fees
- Introductory Rate: 1.9% APR for 6 Billing Cycles
- Introductory Rate Details: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Purchases, Balance Transfers
- APR (Purchases) %: APR Varies*
- APR (Cash Advances) %: APR Varies*
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: $500
- Maximum Credit Limit: $25,000
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
- Cash Advance Fee: 3%, $10 minimum; 4%, $10 minimum, $90 maximum for cash advance checks
- Balance Transfer Fee: No fees on introductory balance transfers; 4%, $10 minimum, $90 maximum after the introductory period
- Important Notations: See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| 19.92 |
19.92 |
$50 |
No Introductory Rate Available |
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