Credit Card: Bank of America® Platinum Plus® Visa® Card
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Issued by Bank of America Categories: Regular
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The Bank of America® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits. Cardholders have access to a variety of common platinum benefits such as automatic auto rental insurance, various travel and emergency assistance services, purchase protection, and various security features. The most attractive benefit of this credit card is the 0% introductory rate that is offered for the first six billing cycles and applies to purchases, balance transfers, and cash advance checks. In addition, there is no annual fee and the interest rate for purchases and balance transfers is reasonable after the introductory rate expires. Therefore, those who qualify for the lowest rate available, are not looking for any extraordinary benefits or services, and plan to take advantage of the introductory offer will benefit most from the Bank of America® Platinum Plus® Visa® Card.
Most Attractive Feature(s): 0% introductory rate; no annual fee; common platinum benefits.
Least Attractive Feature(s): No rewards program option; higher APR for less qualified applicants.
Additional Perks
See website for card benefits.
Rates & Fees
- Introductory Rate: 0% APR for 6 Billing Cycles
- Introductory Rate Details: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Purchases, Balance Transfers
- APR (Purchases) %: APR Varies*
- APR (Cash Advances) %: APR Varies*
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: n/a
- Maximum Credit Limit: $25,000
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
- Cash Advance Fee: 3%, $10 minimum
- Balance Transfer Fee: No fees on balance transfers requested during application; 3%, $10 minimum thereafter
- Important Notations: See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| 19.92 |
19.92 |
$50 |
No Introductory Rate Available |
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