Credit Card: PetRewards™ Platinum Plus® Visa® Credit Card
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Issued by Bank of America Categories: Reward - Other
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The PetRewards™ Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to earn points toward pet-related rewards. Through the reward program, cardholders earn two points for every dollar spent at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores, and they earn one point for all other purchases. Cardholders receive an additional 500 bonus points after their first purchase, and rewards begin at just 750 points. Points are redeemable for veterinary services, pet food discount certificates, and shelter donations. The card has no annual fee. There is a 0% introductory rate on purchases, balance transfers, and cash advance checks for the first six billing cycles, and the interest rate for purchases and balance transfers is reasonably low after the introductory rate expires. In addition to the reward program, the card offers cardholders platinum benefits such as auto rental insurance, various travel and emergency assistance services, purchase replacement, and no liability for unauthorized transactions. Cardholders can also choose to have their favorite photo of their pet on their card, or they can choose from several card designs. Therefore, those who want to participate in the reward program, plan to take advantage of the introductory offer, and will take advantage of the additional services will benefit most from what the PetRewards™ Platinum Plus® Visa® Credit Card has to offer.
Most Attractive Feature(s): Double points on qualifying purchases; bonus points; no annual fee; 0% introductory rate.
Least Attractive Feature(s): Yearly limit on points.
Additional Perks
See website for additional benefits.
Rates & Fees
- Introductory Rate: 0% APR for 6 Billing Cycles
- Introductory Rate Details: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Purchases, Balance Transfers
- APR (Purchases) %: APR Varies*
- APR (Cash Advances) %: APR Varies*
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: $500
- Maximum Credit Limit: n/a
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
- Cash Advance Fee: 3%, $10 minimum; 4%, $10 minimum, $90 maximum for cash advance checks
- Balance Transfer Fee: None
- Important Notations: See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| 19.92 |
19.92 |
$50 |
No Introductory Rate Available |
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