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Issued by Bank of America Categories: Reward - Hotel
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Overall Rating
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The TripRewards® MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who are TripRewards® members or plan to become TripRewards® members and would like to earn additional points from their everyday purchases. Through the reward program, cardholders earn two points per dollar spent on purchases, and they earn 13 points per dollar spent on qualifying hotel stays (ten points through their TripRewards® membership and an additional three points for using their card). Participating hotels include AmeriHost Inn®, Days Inn®, Howard Johnson®, Knights Inn®, Ramada®, Super 8®, Travelodge® (U.S. only), and Wingate Inns®, locations throughout the U.S. and Canada. There is no limit to the amount of points that can be earned, but points expire in four years. Membership in the TripRewards® program is free, and members can earn additional points through various partners, which can be combined with points earned through the cardmembership. Points are redeemable for hotel stays, dining, shopping, and auto rentals. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate once the introductory rate expires. Therefore, those who want to participate in the TripRewards® program, would like to earn additional points as a cardmember, and will take advantage of the introductory rate will benefit most from what the TripRewards® MasterCard® Credit Card has to offer.
Most Attractive Feature(s): Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program.
Additional Perks
See website for additional benefits.
Rates & Fees
- Introductory Rate: 0% APR for 12 Billing Cycles
- Introductory Rate Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Balance Transfers
- APR (Purchases) %: 9.9 / 15.99
- APR (Cash Advances) %: 19.99
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: n/a
- Maximum Credit Limit: n/a
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
- Cash Advance Fee: 3%, $10 minimum
- Balance Transfer Fee: 3%, $10 minimum
- Important Notations: This card is issued by FIA Card Services, N.A.The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%.TripRewards® membership is free.Visit www.triprewards.com for more information on their program.See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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- No Annual Fee for the First Year - $125 Thereafter
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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- No Annual Fee for the First Year - $95 Thereafter
- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
- The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
- Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| 19.92 |
19.92 |
$50 |
No Introductory Rate Available |
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