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Issued by Chase Categories: Reward - Airline
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Overall Rating
Benefit Rating
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The British Airways Visa® Signature Card, issued by Chase, is designed for those with excellent credit who travel regularly via British Airways. Through the rewards program, cardholders earn one mile for every dollar spent on general purchases and two miles for every dollar spent through British Airways. In addition, cardholders will receive 20,000 bonus miles with their first purchase. There is no yearly limit to the number of miles that can be earned, and miles do not expire as long as the frequent flyer account is active during a three-year period. Earned miles can be used for travel with British Airways or any of its partner airlines along with other travel related services (visit www.britishairways.com for further details). Aside from the rewards program, a variety of benefits are available, including travel accident insurance, auto rental insurance, and lost luggage insurance. The signature card provides a personal concierge service and no pre-set spending limit (purchases are authorized based on personal spending and payment history). A free British Airways companion ticket is also available with the purchase of a FIRST, Club World, or World Traveller Plus round-trip transatlantic ticket at the regular fare price. There is a low introductory offer that applies to purchases and balance transfers for the first five months. The interest rate for purchases and balance transfers is above average for a reward card (once the introductory rate expires), and it is not ideal for those who plan to carry a revolving balance due to the finance charges that may apply. Therefore, those who plan to travel with British Airways or any of their participating partner airlines, can pay in full each month (to avoid finance charges), and will be able to redeem an airline ticket or other travel related service within a two-year period (due to the $75 annual fee) will benefit most from what the British Airways Visa® Signature Card has to offer.
Most Attractive Feature(s): Bonus miles; no yearly limit on miles; low introductory rate.
Least Attractive Feature(s): Slightly high annual fee.
Additional Perks
Free British Airways companion ticket with the purchase of a regular fare FIRST, Club World, or World Traveller Plus round-trip transatlantic ticket (must book by December 31, 2007, for travel before December 31, 2008).
Save $250 off Club World advance purchase round-trip fares to London (must book by December 31, 2007, for travel before December 31, 2008).
$20 off any British Airways ticket purchase made with your card at www.britishairways.com/get20 (must book by December 31, 2007, for travel before December 31, 2008).
Various card designs to select from.
Various Internet account related services.
Travel accident insurance.
Personal concierge service.
Emergency card replacement.
Emergency cash replacement.
Roadside assistance.
Airport parking guarantee.
Lost and damaged luggage insurance.
Lost and stolen card reporting.
Purchase protection.
Extended warranty for purchases.
Year-end financial statement (upon request).
No liability for unauthorized transactions.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Rates & Fees
- Introductory Rate: No Introductory Rate Available
- Introductory Rate Details:
- Grace Period: 20 Days (Min.)
- Applied Towards: None
- APR (Purchases) %: 16.24
- APR (Cash Advances) %: 23.24
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $75
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: See Important Notations
- Maximum Credit Limit: See Important Notations
- Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
- Over-The-Limit Fee: None
- Cash Advance Fee: 3%, $10 minimum
- Balance Transfer Fee: 3%, $5 minimum, $99 maximum
- Important Notations: The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| 19.92 |
19.92 |
$50 |
No Introductory Rate Available |
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