Apply for Credit Card: Orchard Bank MasterCard® Secured

The Orchard Bank MasterCard® Secured, issued by HSBC Bank Nevada, N.A., is designed for those with a limited or poor credit history. The major benefit of this card is the reasonable annual fee of $35. The APR for purchases is average for a secured card. In addition, cardholders can take advantage of a 0% introductory rate on purchases for six months. Unlike most secured credit cards, this card provides additional services and benefits including online account access, emergency card replacement, and various fraud protection services. As with most secured credit cards, there are no additional perks, benefits, or introductory rates provided to the cardholder, as the card is solely designed to help the cardholder establish credit. However, unlike most secured cards, cardholders will benefit from the fact that this card is that the deposit amount does earn interest annually. The card also reports to all three major credit bureaus. Therefore, those who may occasionally carry a balance and will take advantage of the various services will benefit most from what the Orchard Bank MasterCard® Secured has to offer.

Additional Perks

Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Various fraud protection services.
Choice of payment due dates.
See website for additional benefits.

Rates & Fees

Introductory Rate: 0% APR for 6 Months
Introductory Rate Details: None
Grace Period: 25 Days
Applied Towards: Purchases
APR (Purchases) %: 14.9
APR (Cash Advances) %:
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $35
Additional Cardholders: $0
Application Fee:
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: $29 on balances up to $1,000; $35 on balances over $1,000
Over-The-Limit Fee: $29
Cash Advance Fee: 5%, $5 minimum
Balance Transfer Fee:
Important Notations: ***The minimum deposit will vary from $100 to $200 depending on the applicant's prior credit history.See website for complete terms and conditions of card usage and application disclosure.

* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

No Introductory Rate Available	No Introductory Rate Available	No Introductory Rate Available	No Introductory Rate Available	No Introductory Rate Available

Apply for Credit Card: Orchard Bank MasterCard® Secured

Business Credit Cards

Low Interest Rate Credit Cards

0% Introductory Rate Credit Cards

No Annual Fee Credit Cards

Student Credit Cards

Prepaid Credit Cards

Credit Cards for Bad Credit

Secured Credit Cards

Visa®

MasterCard®

Reward - Airline Credit Cards

Reward - Cash Credit Cards

Reward - Auto Credit Cards

Reward - Gas Credit Cards

Reward - Finance Credit Cards

Reward - Hotel Credit Cards

Reward - Travel Credit Cards

Reward - Retail Credit Cards

Reward - Sport Credit Cards

Reward - Other Credit Cards

Chase® Credit Cards

HSBC Bank Nevada, N.A. Credit Cards

Advanta® Credit Cards

American Express® Credit Cards

Discover Credit Cards

Bank of America® Credit Cards

FIA Card Services, N.A. Credit Cards

Pulaski Bank® Credit Cards

MetaBank Credit Cards

BANKFIRST Credit Cards

U.S. Bank Credit Cards

New Millennium Bank Credit Cards

First USA Credit Cards

First Bank of Delaware Credit Cards

Manufacturers and Traders Trust Company Credit Cards

Palm Desert National Bank Credit Cards

Home > Credit Cards >

Credit Card: Orchard Bank MasterCard® Secured

Featured Credit Cards