The Borders 3.2.1(SM) Visa®, issued by Chase, is designed for those with very good credit who shop at Borders® and Waldenbooks®.
The rewards program is by far the best benefit offered. Cardholders earn three points per $1 spent at Borders®, Borders Express, Waldenbooks®, Borders.com, and Waldenbooks.com; they earn two points per $1 spent on eligible gas, dining, and grocery purchases; and they earn one point per $1 spent on all other purchases. Cardholders earn an additional 1,000 bonus points after their first purchase. For every 2,500 points earned, the cardholder may choose to receive a $25 Borders Gift Card. Points are also redeemable for cash, travel rewards, gas and restaurant gift cards, and more. There is no limit to the amount of points that can be earned.
In addition to the reward program, the card also offers platinum cardholder benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Cardholders will also be enrolled in the Borders Rewards program, which offers discounts and other exclusive benefits, and the cardholder's membership number will be printed directly on the card.
Aside from the benefits, the card has a reasonable interest rate for purchases and balance transfers (for those who qualify), no annual fee, and a 0% introductory rate on balance transfers for the first six billing cycles.
Therefore, those who qualify for the lowest rate offered, frequently shop at Borders® and Waldenbooks®, and can pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the Borders 3.2.1(SM) Visa® has to offer.
Additional Perks
Various Internet account related services.
Access to a free membership in the Borders Rewards program, which offers exclusive discounts and other benefits, with the cardholder's membership number printed directly on the card.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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