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Credit Card: Blue Cash® for Business Credit Card

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Issued by American Express   Categories: Business
Blue Cash® for Business Credit Card Overall Rating

Benefit Rating

The Blue Cash® for Business Credit Card, issued by American Express®, is designed for business owners with average credit who plan to take advantage of the cash back reward program.

The cash rebate amount varies according to where the cardholder makes their purchases. Cardholders earn a cash back rebate of up to 5% at "OPEN Savings" locations and up to 2.5% for all other general purchases. It is important to understand that once the annual spending exceeds $15,000, the rebate for additional "Open Savings" purchases is 2%, and the rebate for all other additional purchases is 1%. "OPEN Savings" locations include FedEx®, Hertz®, 1-800-FLOWERS.COM®, and more.

The card has a 0% introductory rate on purchases for six months, a 7.99% introductory rate on balance transfers made within the first six months of membership for the life of the loan, and no annual fee. In relation to other business reward cards, this card has a reasonable interest rate for purchases (for higher qualifying applicants).

Cardholders will also be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the cash back reward program will benefit most from what the Blue Cash® for Business Credit Card has to offer.


Most Attractive Feature(s): Cash back reward; no annual fee; no yearly limit on cash rebates.
Least Attractive Feature(s): Low rate not available to all applicants.

Additional Perks

Various Internet account related services.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months. Introductory rate applies to purchases made using the card at physical locations.
  • Grace Period: 25 Days
  • Applied Towards: Purchases
  • APR (Purchases) %: 10.24
  • APR (Cash Advances) %: 22.24
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: n/a
  • Maximum Credit Limit: n/a
  • Late Payment Fee: $19 if balance is less than $400; $38 if balance is $400 or more
  • Over-The-Limit Fee: $35
  • Cash Advance Fee: 3%, $5 minimum for Express Cash transactions
  • Balance Transfer Fee: There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.
  • Important Notations: The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
    See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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American Express® Preferred Rewards Gold Card
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n/app Not Available $125** No Introductory Rate Available



American Express® Preferred Rewards Green Card
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  • No Annual Fee for the First Year - $95 Thereafter
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APR (Purch) % APR (Cach) % Annual Fee Intro APR
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Continental Finance MasterCard®
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  • Get Your Application Results in Seconds
  • Monthly Reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases
  • No Minimum Monthly Income Requirements*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
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Blue Cash® for Business Credit Card
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