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Issued by Bank of America Categories: Reward - Other
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Overall Rating
Benefit Rating
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The Anne Geddes Platinum Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to help support efforts that benefit the welfare of children while participating in the reward program. A percentage of each purchase made with the card will be donated to the Anne Geddes Philanthropic Trust for the prevention of child neglect and abuse. These donations are made at no additional cost to the cardholder. Cardholders also have the option to donate the points they earn through the reward program to the Anne Geddes Philanthropic Trust. Through the reward program, cardholders earn one point for each dollar in qualifying purchases. Cardholders receive 2,000 bonus points with their first purchase and 1,000 anniversary points each year. Points are redeemable for Anne Geddes merchandise including books, baby clothing, watches, and more. Points never expire as long as the account is active within a twelve-month period, and there is no limit to the amount of points that cardholders can earn. There is a low introductory rate that can be applied towards purchases, balances transfers, and cash advance checks for the first six billing cycles. Once the introductory rate expires, the interest rate is reasonably low for those who qualify. In addition, the card has no annual fee. The platinum card also provides members with platinum cardholder benefits such as purchase protection, auto rental insurance, and various travel and emergency assistance services. There are also several card designs that are available. Therefore, those with very good credit who qualify for the lowest rate offered, plan to take advantage of the introductory rate and the reward program, and would like to make donations to the Anne Geddes Philanthropic Trust will benefit most from what the Anne Geddes Platinum Visa® Card has to offer.
Most Attractive Feature(s): Reward program; low introductory rate; platinum cardholder benefits; donation program; no annual fee.
Least Attractive Feature(s): Points expire if there is no activity on the account within a one-year period.
Additional Perks
See website for card benefits.
Rates & Fees
- Introductory Rate: 1.9% APR for 6 Billing Cycles
- Introductory Rate Details: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Purchases, Balance Transfers
- APR (Purchases) %: APR Varies*
- APR (Cash Advances) %: APR Varies*
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: $5,000
- Maximum Credit Limit: n/a
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
- Cash Advance Fee: 3%, $10 minimum; 4%, $10 minimum, $90 maximum for cash advance checks
- Balance Transfer Fee: None
- Important Notations: See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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- Monthly Reporting to the Major Credit Bureaus
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- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| 19.92 |
19.92 |
$50 |
No Introductory Rate Available |
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