The Toys"R"Us & Babies"R"Us MasterCard®, issued by Chase, is designed for those with average credit who would like to take advantage of the rewards program.
Through the rewards program, cardholders earn four points per $1 spent on eligible purchases at Toys"R"Us and Babies"R"Us and one point per $1 spent on all other eligible purchases. Each time the cardholder earns 1,000 points, they will automatically receive a 10% savings reward certificate that is valid at any Toys"R"Us or Babies"R"Us location. Cardholders may earn only two 10% savings reward certificates per month, and points earnings are limited to 24,000 annually.
In addition to the rewards program, the card provides common benefits that include travel accident insurance, purchase protection, and auto rental insurance.
The card has no annual fee and a low introductory rate is available for purchases and balance transfers for the first six months. For those who qualify, the card has a reasonable interest rate for purchases and balance transfers, but is not ideal for those who plan to carry a revolving balance.
Therefore, those who qualify for the lowest rate offered, can afford to pay in full each month (to avoid finance charges), and frequently shop at Toys"R"Us and Babies"R"Us locations will benefit most from what the Toys"R"Us & Babies"R"Us MasterCard® has to offer.
Additional Perks
Various Internet account related services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
No liability for unauthorized transactions.
Fraud and security protection services.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
Travel accident insurance.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.